Effective returns on real estate and gold investment after taxation
Earlier real estate and gold investment used to be close to the heart of people for savings and investment
In gold long term capital gains tax rate that is (if you hold gold for more than 3 years ) 20.8% (inflation index is used to calculate tax rate here)
For gold short term capital gains tax rate are according to your slab rate of income tax
For sovereign gold bond tax on short term capital gain is according to your income tax slab rate .
Long term capital gain tax 20.8% with indexation (for unlisted bonds and listed bonds transferred before maturity)
It is to be noted that there is no tax on maturity of sovereign gold bond.
Short term capital gains tax for real estate depends on your income slab rate
Long term capital gains tax for estate is when you hold the property for 2years or more and it comes to 20.8%